Hey guys just looking for opinions on which is better 401k or an IRA. The 401k is theough the union and not employer matched. I'm going to be 36 this year and starting to think about my future a little more seriously. I think i will probably be putting 150-200 a week into it. I like the IRA becuase i can chose what i invest the money in with more flexibility the 401k seems good too as you can pull money out for certain things without having a tax penalty. Thoughts or advice welcome, thanks!