As a homeowner, I've been thinking the importance of paying off my house as quickly as possible instead of sticking to my original 30-year mortgage. For instance, working like a dog for a few years and pinch every penny thus being debt free in 10 years rather, and retire earlier. Thought we could have a discussion about saving money and paying off debt. Pros, cons, and how would you do it. I think it's important to factor if you have children or student debt, as those would probably be a priority.