Xapo: Xapo is another newcomer to the Bitcoin scene, but they’ve been able to come up with two major features that could turn them into a big name. First, they have a vault option where you can securely store your Bitcoins for a small fee. This vault may not seem like a big deal at first, but it’s importance is amplified by the fact that the deposits into their vault are insured. The other main feature of this wallet is the addition of a traditional debit card. This would allow users to spend their Bitcoins at any merchant where major cards are accepted, and the most impressive aspect of this perk is that there would be no processing fees attached to the card for users.