it seems that you do need to have an agreed upon password between sender and receiver if you want to send encrypted from tutanota to a non tutanota account.
This is true of literally any asynchronous encryption email. The encryption only works if you have access to the receiver's Public key when sending (as you do when they are members of the same service). When you don't have his Public key, you send unencrypted.
Not the same as a "secret key" though. Like PGP of any type, the Public Key only gives you the ability to encrypt. Without the Private Key of the pair (which you as the sender don't need ever) the email cannot be decrypted. The receiver has this key though and can decrypt.
Don't use "shared secret" systems. The key distro problem with you in the ass everytime.
