For me it's simple. If this country doesn't want to figure out a way to bring down astronomical costs of healthcare, then there should be a very easy process by which all citizens can write off medical costs. There should be no legal means by which a care provider can confiscate your wealth.
It can't be just one way, where the providers have the right to ruin lives. Either they provide total transparency up front or you have the option to back out of payment once they perform services, because they took that risk of not informing the patient.
Lets say I mow your lawn without telling how much it cost, I hand you a bill for $10,000. You have the right to tell me to fuck off, imo.