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Generally, insurance companies will cover HCG if your doctor writes them a letter saying that it's for hypogonadism (i.e., not fertility treatment). Have you tried that approach?SPE said:So it looks as though my insurance doesn't cover HCG. I just picked some up at Target pharmacy(Novarel) and it was $52 for 10,000 iu's. I've heard of folks getting it cheaper, anyone know where?
DavidZ said:Generally, insurance companies will cover HCG if your doctor writes them a letter saying that it's for hypogonadism (i.e., not fertility treatment). Have you tried that approach?
Most insurance companies will not cover fertility treatments, so that's why they reject HCG at first. But if it's for hypogonadism, the vast majority will pay for it.
Me to $5 but I can only get 3 refills then I need to go to Medcohealth and get it by mail. I hate this but I can get 90 days of meds for $5 doing this.TWMac said:I almost feel guilty for telling what I pay for my HCG....
I pay $5 from my local Walgreens....obviously, I have some kick-ass BCBS insurance through my employer and I get my prescriptions for a fraction of retail list price. And, they asked me no questions about it's use.
I just got my rejection letter from my first-level appeal on Wednesday. I had sent a letter explaining the use of hCG for hypogonadism rather than fertility and I explained that hCG is accepted and appropriate treatment for hypogonadism. But they claimed it wasn't an FDA approved indication. I'm going to push back on this one, however, because the policy states an exception when a medication isn't FDA approved for a particular use, but its use is nevertheless accepted in the medical community. A prime example of this is Adderall. Adderall (the non-XR version, anyway) isn't approved for adults, but its application to adults with ADHD is obvious, standard, and accepted practice.DavidZ said:Generally, insurance companies will cover HCG if your doctor writes them a letter saying that it's for hypogonadism (i.e., not fertility treatment). Have you tried that approach?
Most insurance companies will not cover fertility treatments, so that's why they reject HCG at first. But if it's for hypogonadism, the vast majority will pay for it.
