MESO-Rx
Anabolic Steroids
How much per month are you spending on HRT
- Thread starter Rangeball
- Start date
With insurance, TRT is often like this:
4 doctors appointments/year: $20*4=$80
Testosterone Cypionate 4 bottles/year: $10*4=$40
hCG 6/year: $10*6=$60
Syringes: $20
Total: $200/year
Without insurance can cost a good bit more because of the unresonable costs of lab tests (which the insurance companies negotiate down 80-90%).
Also, paying out of pocket for Androgel is unresonably expensive.
4 doctors appointments/year: $20*4=$80
Testosterone Cypionate 4 bottles/year: $10*4=$40
hCG 6/year: $10*6=$60
Syringes: $20
Total: $200/year
Without insurance can cost a good bit more because of the unresonable costs of lab tests (which the insurance companies negotiate down 80-90%).
Also, paying out of pocket for Androgel is unresonably expensive.
Amen, and Amen!SWALE said:
Even without using insurance, the costs of the medicines are very reasonable. One bottle of Test Cypionate 200mg per ml, 10 ml, is $110 at the pharmacy in Michigan that Swale uses. You can get it for less if you shop around. At a normal dose of 100mg/week, one bottle lasts you around 5 months. A bottle of hcg at the same pharmacy is $46 and lasts two months in the fridge once reconsituted. So you can see that's less than $50 per month for medications, without insurance, and it could be substantially less if you call around to different pharmacies. I elect to go this route because I don't have to deal with the hassle of having my doctor justify to the insurance company why I need the meds. If you use Androgel, then the cost increases dramatically, however.
The big expense is the lab tests. I don't know exactly how much they cost w/o insurance, but I think I remember someone saying around $500 for the battery of tests Swale uses. I could be way off with that.
Then of course there are the doctor visits. Once you are tuned up, you need to get labs and a visit/checkup every 6 months.
So in short, TRT is very affordable as long as your insurance at least pays for the labs.
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Kroms_laugh
New Member
ROFL @ SWALE's sense of humor (lol quality)
30 bucks a month, if insurance doesn't pay for it, and I use the name brand schtuff.
150mg Depo-Testosterone = $10.05
My protocol is every 10 days, so;
$10.05 * 3 = $30.15 / month
Summersaulting out of bed every morning as if I were 16 y.o. again = priceless
30 bucks a month, if insurance doesn't pay for it, and I use the name brand schtuff.
150mg Depo-Testosterone = $10.05
My protocol is every 10 days, so;
$10.05 * 3 = $30.15 / month
Summersaulting out of bed every morning as if I were 16 y.o. again = priceless
Astrozombie
New Member
Mine with insurance is:
$10 Blood Labs ($30 - done every 3 months)
$32 100mg/week Test Cyprionate Weekly ($130 w/Syringes 10ml lasts 4 months)
$6.50 Doctor visit ($20 every three months)
Total Monthly Cost: $48.50
I don't use the insurance to cover the medication because they have a stigma against injectibles and it is cheaper to pay on my own anyway. They did cover it when I was using androgel, but that stuff is very expensive.
$10 Blood Labs ($30 - done every 3 months)
$32 100mg/week Test Cyprionate Weekly ($130 w/Syringes 10ml lasts 4 months)
$6.50 Doctor visit ($20 every three months)
Total Monthly Cost: $48.50
I don't use the insurance to cover the medication because they have a stigma against injectibles and it is cheaper to pay on my own anyway. They did cover it when I was using androgel, but that stuff is very expensive.
Astrozombie
New Member
Arnold73: In my experience it isn't the treatment that is expensive, but the testing. You'll have to get an initial test done and then follow up testing to see how well the treatment is working.
I think the tests that I get done through LabCorp run about $450, but I've seen others who say they are in the ~$250 range. I'd look for a job that has health benefits, or consider getting on a plan of your own. Not only for this, but for anything else that could come your way.
I think the tests that I get done through LabCorp run about $450, but I've seen others who say they are in the ~$250 range. I'd look for a job that has health benefits, or consider getting on a plan of your own. Not only for this, but for anything else that could come your way.
Morning all,
This is my first post here at MESO, so please try and have some patience with me....I'm a little new at this internet message board thing.....I'm also a patient of SWALE's and have been for over a year now and am completely happy with my progress so far.
I don't have the monthly breakdown as to my TRT expense; however, I can tell you that I pay $5 for my test cyp, $5 for my HCG, and $15 for those 4 little Arimidex tablets. Hmmm....anybody ever wonder why it's more expensive to keep estrogen out than it is to add more test? Just curious....
As for my lab work, I have that done at my local Quest lab, which can be pretty expensive. However, I have kick-ass health coverage thru my employer and I haven't paid one cent for blood work.
Overall, TRT is not expensive for me with my current health coverage. However, if I did not have adequate coverage, I would find a way to pay for it. To me, it is priceless!
TM
This is my first post here at MESO, so please try and have some patience with me....I'm a little new at this internet message board thing.....I'm also a patient of SWALE's and have been for over a year now and am completely happy with my progress so far.
I don't have the monthly breakdown as to my TRT expense; however, I can tell you that I pay $5 for my test cyp, $5 for my HCG, and $15 for those 4 little Arimidex tablets. Hmmm....anybody ever wonder why it's more expensive to keep estrogen out than it is to add more test? Just curious....
As for my lab work, I have that done at my local Quest lab, which can be pretty expensive. However, I have kick-ass health coverage thru my employer and I haven't paid one cent for blood work.
Overall, TRT is not expensive for me with my current health coverage. However, if I did not have adequate coverage, I would find a way to pay for it. To me, it is priceless!
TM
Arnold call and talk to one of your local medical clinics to find out the different names of insurance companies that are accepted in your area and then look them up in the yellow pages and make the calls, but make sure you have a list of questions. I use Bluesheild selections plan.arnold73 said:
gymrat1977
New Member
I'm sure that it would be inexpensive with insurance. I have great insurance, but my deductable hasn't been met so i'll still have a large out of pocket expense.
My university student insurance does not cover any of the drugs I use, sadly 
. I live in Canada.
That said, HRT isn't very expensive for me:
10ml of Depo-Test at 100mg/mL is $32. That works out to $13/month, and my bloodwork/doctor visits are free.
I'm hoping to start HCG soon and that is supposed to be relatively cheap.
The most expensive thing is the Cialis (6 pills was around $88) and I'm not sure I can afford it much longer.
. I live in Canada.That said, HRT isn't very expensive for me:
10ml of Depo-Test at 100mg/mL is $32. That works out to $13/month, and my bloodwork/doctor visits are free.
I'm hoping to start HCG soon and that is supposed to be relatively cheap.
The most expensive thing is the Cialis (6 pills was around $88) and I'm not sure I can afford it much longer.
Astrozombie
New Member
Since we're talking about insurance you guys may want to look into the flexible spending plan if you don't already have it. Essentially it allows you to contribute to a fund pre-tax, and use monies from that fund to pay for medical expenses.
For example, I contribute $3k per year to my spending plan. My insurance company sends me a debit card on Jan 1st with a $3k limit. I can use this for any covered health items. Covered items include Dr. appointment co-pays, prescription co-pays, over the counter meds like Tylonol, Nyquil, etc. Stuff that isn't covered are items you would take every day like vitamins, protein powder, etc.
The real benefit is the tax savings. At the 31% tax bracket I must make $4347 to get $3000, and that is only federal. By using this program I save $1347 annually.
The downside is that it is a "Use it or lose it" type program meaning that if I did not spend the entire $3k then I would not get it back or be able to roll it into the next year. However if I come up with extra at the end of the year I can always go buy $500 worth of tylonol, nyquil, any over the counter medication and then lower my contribution for the next year.
For example, I contribute $3k per year to my spending plan. My insurance company sends me a debit card on Jan 1st with a $3k limit. I can use this for any covered health items. Covered items include Dr. appointment co-pays, prescription co-pays, over the counter meds like Tylonol, Nyquil, etc. Stuff that isn't covered are items you would take every day like vitamins, protein powder, etc.
The real benefit is the tax savings. At the 31% tax bracket I must make $4347 to get $3000, and that is only federal. By using this program I save $1347 annually.
The downside is that it is a "Use it or lose it" type program meaning that if I did not spend the entire $3k then I would not get it back or be able to roll it into the next year. However if I come up with extra at the end of the year I can always go buy $500 worth of tylonol, nyquil, any over the counter medication and then lower my contribution for the next year.
