I am a long time HRT guy, and if you really need it best way is to go through a primary care doc and get the scripts at pharmacy with a co-pay as guys already stated. Now if you want to blast and cruise and stay "legal" the FL clinics will hook up up. They will sell you your "scripts" for many months in advance, so basically people who want to cycle can do that, ie say oh I am gonna buy all my TRT for 6 months ahead of time, then use it do cycle....take your time off as needed, then you can re-order in another 6 months your next cycle.
I am tempted to use them because I want to do some blasts, and the benefits seem to be keeping it legal, and getting legit gear from a compounding pharmacy (I would hope its legit!). I have one place that offers T in 210mg/mL, Deca 200mg/mL, 50mg Var tabs or trouches (sp), 50mg Winny tabs, plus adex, all the penis pills you could think of, and injectable vitamins and such....
Prices are sky high though, its $10 per Var pill, so $300 month to do 50mg a day, and $250 for 10mL Deca vial....so you can hit T, Var, and Deca but it will cost a ton....the temptation is no legal concerns and pharmacy grade gear