You would not believe how the costs have escalated over the past 5 years with forecasts for the future looking grim.
I am self employed, so I carry my own insurance and have seen the rise in ins. costs over the past 2 years. In that time, my premiums have increased by 35%. My policy is the best one that Blue Cross/Shield offers to the public, as an individual. I am aware that health insurance is a major expense for businesses, particularly smaller ones, and can see how that would erode profit unless there was a similalr increase in the cost of your products/services.
Seniors on social security who can not afford there monthly meds. I will call them up and say "asshole it's your own fault".
This brings up two issues and Ill start with the med one. Yes, it is their fault if they have lung cancer or something self-induced. My grandfather died of lung cancer and emphysema. He was a good husband and family man, but he also smoked for 50 years. The cancer was his fault and no one elses.
The second issue is the people that live on social security. IMO, if SS is your only (or major) form of income as a retiree, then they are a dumbass to the -nth degree. This goes back to taking responsibility for your own actions and your own financial condition. SS was NEVER meant to be someones only (or major) source of income. If you retire at 65 years old, then that means you had roughly 40 years to build up some cash. Theres no excuse as to why someone cant build up $100k at a very minimum, which really isnt that much money, but its more than what most retirees have in their savings and investments.
The govt. sucks at running everything else but tax collection?
Compare our govt. with the rest of the world,
I stand by what I said. Our govt does suck at efficiently and effectively providing services to the citizens. If they would simply improve efficiency, then we could lower our taxes to a more reasonable level. Now that I said it sucks, I readily admit that it is the best thing out there. But it can be so much better. Ive been to a 3rd world nation and seen how business was transacted there (and people think US politicians are corrupt!). I like the system but think it can be at least 15% more efficient, at the least. That would be a savings of hundreds of billions of dollars every year.
You make a good point about taking an active role in your own health but Americans just do not.
Thats their fault, not mine. Why should you and I pay for services that are 100% preventable? Im not saying everyone should look like a BBer or fitness model, but simply taking responsibility for their own health doesnt seem like a huge thing to ask. If you eat at McDs 5x week and end up having a high cholesterol, diabetes and a heart attack, thats your fault. I didnt contribute to your slothfulness, so why should I pay for it?
