Gonna file that little nugget away...might need that later.
MESO-Rx
Anabolic Steroids
Will I be liable for my mom's debt if she passes with nothing in her name.
- Thread starter Desibaba
- Start date
Desibaba
New Member
Well here is where it doesn't make sense to me. Say I had terminal cancer right now and I was about to die in 6 months or so. I end up using my stellar 800 beacon credit and buy a roof, new driveway, kitchen and bathrooms for my girlfriend's house and give them to her as a gift by directly paying the contractors doing the job using a credit card. Obviously she has no clue how I paid for it all. I dont make any minimum payments on that credit card and die in a few months. How will they come after her and ask for the roof, kitchen and bathrooms back that are in HER house? Obviously the one who committed fraud was ME but im already dead so they can mess up my credit and sue me as much as they want.
How is that scenario any different than the first one I posted? The fault lies with the person who KNOWINGLY and WILLINGLY used their credit to buy things and then died without paying but didnt have any bank accounts, assets or estate left which the credit card companies/banks can go after? Why would the person who received the "Gift" be liable for anything if they received it without knowing how it was paid for? My gf wouldn't know if I paid cash or used credit cards for those things I got for her house. The same scenario is in place here except its my mother and Im benefiting.
How is that scenario any different than the first one I posted? The fault lies with the person who KNOWINGLY and WILLINGLY used their credit to buy things and then died without paying but didnt have any bank accounts, assets or estate left which the credit card companies/banks can go after? Why would the person who received the "Gift" be liable for anything if they received it without knowing how it was paid for? My gf wouldn't know if I paid cash or used credit cards for those things I got for her house. The same scenario is in place here except its my mother and Im benefiting.
ranger.danger
Member
I had different circumstances when my mom war dying such as i cared more about her wellbeing more than anything else. financial gains from the situation never entered my mind.
To be honest i think you've got some fucked up principles.
But to try to help with your question when my mom did pass i was not perused for any of her debt, but her debt was far far less from what you're trying to do.
To be honest i think you've got some fucked up principles.
But to try to help with your question when my mom did pass i was not perused for any of her debt, but her debt was far far less from what you're trying to do.
It's a matter of liability, not fault. She received services, home improvements, which were obtained by you through fraud. She is liable for the cost of the services. It's no different than receiving stolen goods. If someone gives you your neighbor's TV, it's still his TV.
johntt44
New Member
Right, your girlfriend wouldn't know and you'd die a scumbag. In the other situation you are already getting 400k and you knowingly want your mother to buy YOU things which you don't plan on paying for, hence, you would still be a scumbag. Morals? Conscience? Scruples?
It's only a crime at all if you violate the terms of the agreement. And the debt is NOT just passed on to others. It was created from nothing, and will go back to being nothing after a default. The real crime happens when the debt that was created from nothing is then claimed as an asset by the bank and used as collateral for future debt creation.
bigpoppachump
New Member
You're getting 400k but then you are scheming to milk a few grand out of a tragedy wtf? You're a pretty sleazy dude
Sdryx
Member
Your questions need to be brought to an attorney. Pay them for their advice. Find one who specializes in dealing with the estates of the deceased.
Keyboard lawyers are only going to hurt you.
In addition to this, the laws and "culture" of how these things are dealt with will depend on the state, county, and particular judge involved in any court cases. What can go one way in one state may go the opposite way in another state.
Keyboard lawyers are only going to hurt you.
In addition to this, the laws and "culture" of how these things are dealt with will depend on the state, county, and particular judge involved in any court cases. What can go one way in one state may go the opposite way in another state.
johntt44
New Member
Did you notice that I didn't say crime? It's a morally bankrupt thing to do! Desibaba's mom has probably been an upstanding citizen her whole life and he's going to ask her to do something immoral as she lies dying? It's his mother for fucks sake! If my kid ever did this(they wouldn't) I'd proceed to take them out of my will immediately. Money doesn't equate to happiness and I've had it both ways.
Err, you did say crime. Even indicated there would be a collective victim.
As far as immoral acts are concerned, she's about to die and have her estate seriously taxed by her government. I consider banks that participate in fractional reserve banking (in effect, all of them) defacto government organizations. His methods may be overly risky, but I see nothing immoral in helping her protect her estate, regardless of whether he is the beneficiary.
Sk8man101
Member
Let's say nobody was dying. And I found a way to rob my bank for 100k without getting caught, and without being held legally liable.
Would I do it? No.
Same reason I don't rob my neighbors house when they go out of town.
Would I do it? No.
Same reason I don't rob my neighbors house when they go out of town.
johntt44
New Member
Ok, my bad. It's not a victimless "endeavor". Bank will still pass it on to consumers. This is not a desperate financial situation, in the end he will still be in a surplus. The fact that he is going to ask her to do it(initiate it) shows that it's for him and not her.He is not screwing the banks, he's doing it to you. You keep mentioning "her" but it's him. It's still immoral. You are absolutely correct though, the estate taxes are fucking ridiculous in this country but taking out credit on fraudulent terms isn't the answer. Your moral compass must be near a magnet.
TRT
Member
I didn't read the entire discussion but if there's credit card debt then they can't hold that against you. Both my parents died this year with no wills and nothing in my name or my brothers. It's been a tough road to say the least. I never had to pay their credit card debt. My dad had a bankruptcy lawyer and when the bill came in , which were settled payments I was told to go tell them to pound sand. I'd send them a copy of the death certificate and that was that. Got everything in my name and didn't have to pay one penny in any of my parents debt.
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I try and live an honest and moral life and do things the right way regardless of what others do or have done to me.
With that being said, IMO, you'd be no better than some street thug who's a low life thief. That's stealing and acts like this are a big part of what's wrong with society today. It's all about what you can do for YOU. Me, me, me..
If you can't be happy with a 400k inheretince, take a deep look inwards and reevaluate priorities.
With that being said, IMO, you'd be no better than some street thug who's a low life thief. That's stealing and acts like this are a big part of what's wrong with society today. It's all about what you can do for YOU. Me, me, me..
If you can't be happy with a 400k inheretince, take a deep look inwards and reevaluate priorities.
