Go to where they sell the moneypak cards. You will pay the amount you want to put on it and a $4.95 fee. Then you will send the number on the back under the scratch off area to MFL. Make sure you don't get an actual card but the refill moneypak card. You will see a silver scratch off area on the back that is where the number is located you want to send to MFL. Very easy and convenient. Also take a pic of the receipt and send it also to MFL.