Crazy how insurance, just like everything else, isn't a competitive business. Can you imagine all the business that could be taken if someone jumped in and said "we can offer the same coverage as everyone else,but we'll beat all their rates." Granted, legislation has made that harder, but let's face it... that same legislation was just an OPPORTUNITY for these companies to get greedier.
My rates through work have gone up each year over the bast 5-10... deductibles higher and less achievable. We need less govn intervention in all aspects of our lives, more capitalism