"Why not apply the reshipping insurance fees only when a customer requests reshipping? This way, your company won’t lose anything, and it's fair for all parties. Alternatively, cancel the reshipping fees upon ordering and introduce a new payable reshipping fee, such as 30% or 40%, when a customer requests reshipping. In both scenarios, your company loses nothing, and the customer doesn’t have to pay unnecessary extra money."Reship insurance is optional, if you think you don't need it, you don't buy it. The same way if you think your house will never be on fire, you don't insure it, no one forces you to do that. It's up to you and how confident you are in your luck and your friendly customs.
The principle of insurance is that you pay for each other reships instead of making the company bear the loss and making its business unprofitable or making the country not eligible for reship and deprive a large part of the clientele who are happy to pay for it for their peace of mind.